Last Updated: 1/23/2025
The following Terms and Conditions of Use (“Terms”) are entered into by and between You and CTO Health LLC (“Company,” “we,” or “us”).
These Terms, together with our Privacy Policy, Disclaimer, and any other documents expressly incorporated by reference, govern your use of the website www.ctofit.com and any subdomains (“Website”), including all materials, resources, information, and services on the Website, whether as a guest or registered user.
Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, customers, and others who access or use the Website.
By accessing or using the Website, you agree to be bound by these Terms, without modification and acknowledge reading them. If you disagree with any part of the Terms, you may not access the Website.
PRIVACY POLICY
Your use of the Website is also subject to our Privacy Policy [add hyperlink]. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms.
DISCLAIMER
Your use of the Website is also subject to our Disclaimer [add hyperlink]. Please review our Disclaimer, which also governs the Website and informs users of various limitations regarding the information provided on the Website. Your agreement to the Disclaimer is hereby incorporated into these Terms.
NO USE BY MINORS
To access or use the Website, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms. Children under the age of 18 are prohibited from using the Website.
LAWFUL PURPOSES
You may use the Website for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Website.
You agree to use the Website and to purchase services, digital courses, or products through the Website for legitimate, non-commercial purposes only. You shall not post or transmit through the Website any material that violates or infringes the rights of others, or that is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, or that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.
USE OF FREE DOWNLOADABLE CONTENT
We may make resources on this Website accessible to users in exchange for providing an email address (“Gated Content”). We grant you a limited, personal, non-exclusive, non-transferable license to use the Gated Content for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance, or in any way exploit any of the Gated Content in any manner.
You agree that you may only use the Gated Content for your personal or internal business use. You agree that you will not sell, redistribute, or create any derivative works based upon the Gated Content and you will not offer any competing products or services based upon any information contained in the Gated Content.
LIMITATION OF LIABILITY
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE WEBSITE OR RESOURCES, PRODUCTS, OR SERVICES AVAILABLE THROUGH THE WEBSITE.
ADDITIONALLY, WE ARE NOT LIABLE FOR DAMAGES IN CONNECTION WITH:
ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE;
LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL, OR DATA; AND
THIRD-PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE, AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES.
IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF ANY PRODUCTS OR SERVICES YOU HAVE PURCHASED FROM US.
GOVERNING LAW; JURISDICTION
These Terms, including with the Privacy Policy and Disclaimers, shall be construed in accordance with, and governed by, the laws of the State of Ohio, and the courts of Franklin County, Ohio shall have jurisdiction to hear and determine any dispute arising in relation to these Terms.
CONTACT INFORMATION
The owner of this website is CTO Health LLC. You may contact us by email at support@ctofit.com or by mail at:
CTO Health LLC
7385 State Rt 3
Unit #482
Westerville, OH 43082
This Terms of Purchase policy (the "Agreement") is a legal agreement between you ("Customer" or "you") and CTO Health, LLC, doing business as CTO Health, LLC ("Company," "we," "us," or "our"). By purchasing our courses, programs, or services, you agree to be bound by this Agreement.
1. Scope of Agreement This Agreement applies to all purchases made through ctofit.com (the "Website") or any other sales platform operated by the Company. By completing your purchase, you acknowledge and agree to these terms.
2. Payment Terms
Payment Methods: We accept the following payment methods: credit/debit cards processed through Stripe via our website platform Podia.
Full Payment: Payment in full is required at the time of purchase unless otherwise specified.
Installments (if applicable): If we offer installment plans, the terms and schedule will be detailed during the checkout process.
Taxes: All prices are exclusive of applicable taxes unless stated otherwise. You are responsible for paying any taxes associated with your purchase.
3. Refund Policy
No Refunds: All sales are final. Due to the digital nature of our courses and the immediate access to materials upon payment, we do not offer refunds under any circumstances.
Exceptions: Certain flagship programs may include a limited refund period (e.g., a 7-day money-back guarantee). If a refund window applies, it will be clearly stated on the specific product sales page and at checkout. Unless explicitly stated otherwise, all sales are final.
4. Course Access
License: Upon purchase, you are granted a non-transferable, non-exclusive license to access the course materials for personal use.
Restrictions: You may not share, reproduce, or distribute course content without our written permission.
Lifetime Access: Access to course materials is provided for the lifetime of the product ("Lifetime Access"). "Lifetime" refers to the period during which the product is available and supported by the Company. The Company reserves the right to discontinue or modify the product at its sole discretion, at which point access may no longer be available.
5. Intellectual Property All materials provided through our courses, including text, videos, graphics, and other content, are the intellectual property of CTO Health, LLC. Unauthorized use, copying, or distribution is prohibited.
6. Disclaimers
No Guarantees: While we are confident in the quality of our courses, results are not guaranteed. Individual results will vary.
Health Disclaimer: [If applicable] Our courses may include fitness, nutrition, or health-related content. Always consult a healthcare professional before starting any program.
7. Limitation of Liability To the fullest extent permitted by law, the Company will not be liable for any direct, indirect, incidental, or consequential damages arising from your purchase or use of our courses.
8. Governing Law This Agreement is governed by the laws of the State of Your State, without regard to its conflict of laws principles.
9. Amendments We reserve the right to update or modify this Agreement at any time. The updated terms will be posted on our Website, and your continued use of our courses constitutes your acceptance of the updated terms.
10. Contact Information If you have questions or concerns regarding this Agreement, please contact us at:
Email: support@ctofit.com
Mailing Address: 7385 State Rt 3 Unit #482 Westerville, OH 43082
Acknowledgment By completing your purchase, you acknowledge that you have read, understood, and agreed to this Terms of Purchase policy.
This website is owned and operated by CTO Health LLC ("Company," "we," or "us"). This Disclaimer, together with our Terms & Conditions of Use, Privacy Policy, and Terms of Purchase, governs your access to and use of [your domain] (the “Website”), including any content, functionality, products, and services offered on or through the Website, whether as a guest or a registered user.
Please read this Disclaimer carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms & Conditions of Use when this option is made available to you, you accept and agree to be bound by this Disclaimer. If you do not agree to this Disclaimer, you must not access or use the Website.
FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY
The content provided on this Website and through its resources (including videos, blog posts, courses, downloads, and products) is for general educational and informational purposes only. These resources are designed for general audiences and may not address specific personal, health, or professional needs.
The Company does not provide individualized advice unless explicitly stated within a written agreement.
NOT MEDICAL ADVICE
The fitness, nutrition, and health-related information provided on this Website and in the resources, including any of the Company’s products, services, or programs, is not intended as medical advice. It is not a substitute for professional medical advice, diagnosis, or treatment.
If you have any pre-existing medical conditions, are pregnant, nursing, or taking medications, consult a qualified healthcare professional before using any advice or programs from this Website. Exercise, diet, and health-related matters vary from person to person, and results are not guaranteed.
By using the Website and its resources, you acknowledge that engaging in physical activity carries inherent risks. It is your responsibility to consult with a healthcare provider to determine the safety of such activities.
NOT GUARANTEES OF RESULTS
The Company does not guarantee results or outcomes based on the use of our Website, programs, or services. Results depend on numerous factors, including but not limited to individual genetics, environmental influences, personal commitment, and other factors outside the Company’s control.
Prior results do not guarantee similar outcomes for others. You understand that success or failure is the result of individual effort and circumstances beyond the Company’s knowledge or control.
USER’S PERSONAL RESPONSIBILITY
By using this Website and its resources, you accept full personal responsibility for your actions. You agree to use your judgment, conduct due diligence, and consult appropriate professionals before implementing any information or recommendations from this Website.
You acknowledge that any decision to act on information provided by this Website is made at your sole discretion and risk.
TESTIMONIALS
Testimonials on this Website reflect the real-life experiences and opinions of clients or customers. These experiences are personal to those individuals and may not represent typical results. Testimonials are not intended to guarantee that anyone will achieve similar outcomes.
Some testimonials may include incentives such as discounts or free products in exchange for honest feedback. Such instances will be disclosed near the testimonial.
AFFILIATE LINKS AND REVIEWS
From time to time, this Website may include affiliate links, meaning we may earn a commission if you click on or make purchases through these links. Affiliate relationships do not influence the objectivity of our recommendations, and we strive to provide unbiased reviews regardless of potential commissions.
You recognize that it remains your responsibility to investigate whether affiliate products or services are right for you before making a purchase. The Company encourages you to conduct your own due diligence.
NO PROFESSIONAL-CLIENT RELATIONSHIP
Your use of this Website, including the implementation of any suggestions set out in this Website and/or use of any resources, does not create a professional-client relationship between you and the Company or any of its professionals.
Communications via email, comments, or other interactive features of the Website do not constitute a professional-client relationship.
GENERAL LIABILITY
The Company assumes no liability for any direct, indirect, incidental, or consequential damages arising from the use of the Website or any services purchased through it.
You agree to indemnify and hold harmless the Company, its employees, contractors, or contributors, from any claims, damages, or liabilities arising from your use of the Website and its resources.
GOVERNING LAW
This Disclaimer is governed by and construed in accordance with the laws of the State of Ohio. Any disputes arising under this Disclaimer shall be resolved exclusively in the appropriate courts located in Franklin County, Ohio.
MODIFICATIONS
The Company reserves the right to modify or update this Disclaimer at any time without prior notice. Your continued use of the Website after modifications constitutes acceptance of the updated Disclaimer.
SEVERABILITY
If any part of this Disclaimer is determined to be invalid or unenforceable, the remaining portions shall continue in full force and effect.
CONTACT US
If you have any questions about this Disclaimer, please contact us:
Mailing Address: 7385 State Rt 3, Unit #482, Westerville, OH 43082
Email Address: support@ctofit.com